About ArthNivesh Financial Services
India’s financial ecosystem is constantly changing, but trust remains timeless. True credibility cannot be manufactured — it is cultivated through years of structured methodologies, ethical conduct, and measurable client outcomes. With more than 24 years of dedicated service, ArthNivesh Financial Services has become a reliable financial partner for over 1000 families, responsibly managing assets exceeding ₹100 Crore.
From Mutual Funds and Fixed Deposits to Life Insurance, Mediclaim, Car Insurance, Travel Insurance, Personal Accident Cover, and Loans, the firm delivers end-to-end financial solutions backed by strategic frameworks, regulatory discipline, and unwavering professional values.
1. Client-First Approach
Every recommendation is tailored around the client’s goals, risk appetite, and life stage. The firm believes financial advisory is not about products — it is about protecting and growing families’ futures.
2. Integrity & Ethical Conduct
No exaggerated return promises. No hidden clauses. Ethical advisory practices ensure decisions are always in the client’s best interest, even when it means advising caution.
3. Long-Term Vision
Short-term market noise never dictates strategy. Portfolios are structured with a long-term wealth creation mindset, aligned to life goals like retirement, child education, and legacy building.
4. Financial Literacy & Continuous Learning
Through investor awareness programs and regular updates, the firm educates clients to make informed decisions. Simultaneously, the team stays updated with regulatory changes and market trends to deliver relevant advice.
5. Transparency & Honesty
The firm believes that clarity builds confidence. Every discussion around investments, insurance, costs, and risks is explained in simple, straightforward language so clients fully understand what they are committing to.
Kirit Nagda,
Founder
With over 24 years of rich experience in the Indian financial services industry, we have been committed to helping families build, protect, and preserve their wealth with discipline and integrity.
Today, we proudly manage an Assets Under Management (AUM) of ₹100+ Crores, serving 1000+ happy families across India. Our journey has been built on trust, long-term relationships, and a client-first approach.
We believe financial planning is not about products — it is about understanding goals, responsibilities, and life stages. Whether it is wealth creation, risk protection, retirement planning, or liquidity management, we provide structured and personalised solutions tailored to each client’s needs.
My Philosophy
✔ Client First Approach
✔ Long-Term Relationship Focus
✔ Ethical & Transparent Practices
✔ Regular Portfolio Monitoring
✔ Prompt Service & Claims Assistance
Over the last two decades, our greatest achievement has not been ₹100+ Crores AUM — it has been the trust of 1000+ families who consider us their lifelong financial partner.
My Mission
To empower families to achieve financial independence through disciplined investing, adequate protection, and informed decision-making.
Bhavya Nagda
A second-generation entrepreneur with over 7 years of experience in the financial services industry, he brings a strong blend of legacy wisdom and modern financial expertise. Holding a Master’s Degree in Banking & Finance and being a QPFP (Qualified Personal Finance Professional) Certified, he combines academic rigor with practical investment experience.
His professional journey includes 4 years of hands-on experience with a boutique Portfolio Management Services (PMS) firm, where he worked closely on portfolio strategy, equity research, asset allocation, and client servicing. This exposure has given him deep insights into wealth creation, risk management, and long-term investing frameworks tailored to Indian market dynamics.
With a strong foundation in economics and capital markets, he believes that disciplined asset allocation and goal-based investing are the cornerstones of sustainable wealth creation. His analytical mindset, sharpened by a keen interest in economics and strategic thinking through chess, enables him to approach financial planning with clarity, patience, and foresight.
Outside the world of finance, he enjoys studying economic trends, playing chess, and watching thought-provoking documentaries — pursuits that continually expand his perspective on markets, behavior, and decision-making.
Investment Philosophy:
"Wealth is not built by chasing returns, but by following a disciplined process over time."
