Disclaimer

Last Updated: 26-02-2026

Welcome to ArthNivesh Financial Services (“we”, “our”, “us”).

The information provided on this website is for general informational and educational purposes only. By accessing or using this website, you agree to this Disclaimer.

1. No Investment Advice

The content on this website does not constitute investment advice, financial advice, tax advice, legal advice, or any other professional advice.

All information, articles, blogs, calculators, comparisons, and illustrations are:

  • For awareness purposes only
  • Based on publicly available data
  • Subject to change without notice

Users are advised to consult a qualified financial advisor, tax consultant, or legal professional before making any financial decision.

2. Mutual Fund Disclaimer

  • Mutual Fund investments are subject to market risks.
  • Please read all scheme-related documents carefully before investing.
  • Past performance is not indicative of future returns.
  • NAVs fluctuate based on market conditions.

We do not guarantee returns or capital protection in any mutual fund scheme.

3. Insurance Disclaimer

  • Insurance is a subject matter of solicitation.
  • Benefits, features, exclusions, and claim settlement are governed strictly by the policy wording issued by the insurance company.
  • We do not guarantee claim approvals.

Customers are advised to read the policy brochure and terms & conditions carefully before purchasing any insurance product.

4. Loan & Credit Disclaimer

Loan products displayed or discussed on this website are offered by banks and NBFCs.

  • Loan approval is subject to eligibility and credit assessment.
  • Interest rates, fees, and terms may vary.
  • We do not guarantee loan approval.

5. No Guarantees

We make no representations or warranties regarding:

  • Accuracy
  • Completeness
  • Reliability
  • Suitability

Financial markets are volatile, and returns can vary.

6. Third-Party Links

This website may contain links to third-party websites including:

  • AMCs
  • Insurance companies
  • Banks
  • Financial institutions

We are not responsible for the accuracy, policies, or practices of third-party websites.

7. Limitation of Liability

Under no circumstances shall [Your Website Name], its directors, employees, or representatives be liable for:

  • Any direct or indirect loss
  • Investment losses
  • Business losses
  • Data loss
  • Any financial damage arising from reliance on website information

Users act at their own risk.

8. Regulatory Status Disclosure

We operate as:

  • Mutual Fund Distributor (ARN: [Insert ARN])
  • Insurance Distributor (IRDAI License No: [Insert License])
  • Loan Facilitator (if applicable)

We earn commissions from product providers as per applicable regulations.

We are not responsible for product performance.

9. Content Accuracy

While we strive to keep information updated:

  • Regulations may change
  • Product features may change
  • Interest rates may change

We do not guarantee real-time accuracy.

10. Consent

By using this website, you acknowledge that:

  • You understand financial products involve risk
  • You are responsible for your own decisions
  • You have read and agreed to this Disclaimer

11. Contact Information

If you have any questions regarding this Disclaimer, please contact:

KP Allianz Finserv LLP

Address:
603, Khodal Chambers,
R.B. Mehta Road, Ghatkopar East,
Mumbai-400077.
Email: kirit@arthnivesh.in
Phone: +91-9820818367